How to Check if Your Housekeeper is Bonded and Insured
Posted on Dec 4, 2015 1:13pm PST
When it comes to finding a good housekeeper, it can be difficult to know
where to look and what to look for. How are you supposed to entrust the
care and cleaning of your home and property to someone you have never
met before? There is an average of over one million housekeepers who are
hired every year in the United States. So what is something you can look
for when deciding on a cleaning service? The key factors you need to check
for is if the housekeeper is bonded and insured.
What Does it Mean to be Bonded?
When a cleaning service, maid, or housekeeper is bonded, it means that
a bonding company allots them money in case a claim is filed against them.
If the housekeeper works for a bigger organization or franchise, they
would secure bonds to protect both cleaner and client. This is good news
for the homeowner. Bonds protect them from criminal activity and dishonesty.
If you believe your housekeeper stole from you, if he or she is bonded,
you can recover the missing items or obtain the matching value.
What Does it Mean to be Insured?
Insurance protects both the cleaners / company and the homeowner, as well.
For example, if the housekeeper accidentally leaves the faucet on when
they finish cleaning, the damage it causes can be reported to their insurance
company, protecting you from increases in your own insurance. You should
also check to see if the housekeeper is covered by workers’ compensation.
If they are not and are injured while working in your home, you may be
liable. That is why it is important that they are insured.
How to Check for Bonds and Insurance
When you first interview potential help, ask them if they are bonded and
insured. If so, ask for their bond and obtain a certificate of insurance.
You can then call the insurance and bonding company to verify that the
information provided is accurate.
At The Maids® Dallas, we understand how important it is to protect
your home. Our housekeepers are bonded and insured. When you hire our
team, you can believe you are in good hands. Call today for a cleaner,
fresher home!